ROOF Secret

If you OWN a ROOF…

  • Insurance Companies Might give you an Un-Wanted Surprise.
  • It might result in an Un-Expected Expense.
  • A Letter might be received from your Insurance Company when you LEAST Expect it. 

IF your Roof is 10 years old or older 

You Need to Start Planning for THIS SURPISE from Your Insurance Company

We Level the PLAYING Field and

Protect Homeowners ROOFS, Possessions, Family and Assets 

 

 

WHO AM I ?

My name is Steven Griffin. I have been in construction management and roofing for over 40 years. At 20 years of age, I became one of the youngest persons ever to have been issued the Florida State General Contractors Board Certified License. Which authorizes me to build any size building anywhere in Florida.

I have been both self-employed and employed by many local and internation engineering firms, such as STV GROUP, HDR Engineering, Sunland Group, Texas Gulf Engineering and others. I have led construction and remodeling of very large Student Housing Projects for National Real Estate Investment Companies such as CAPSTONE COLLEIGATE COMMUNITES (Cottages of College Station and Capstone Cottage of San Marcos) and The RELIANT GROUP (Terrace View Apartments – Blacksburg Virgina). Many home builders and real estate investors have asked for my consultation, such as National Builder LENNAR, Del Web, The Mackle Brothers (General Development Corporation / Deltona Corporation / Marco Island / Port St. Lucie and many more Florida Communities. I personally, advised representatives of Thomas Krammer who redeveloped most all of South Beach Art Deco Hotels and build Portofino Tower (Condominium) on Fisher Island. Famous current and former residents include many national and internation well-known celebrities.

For almost 3 years, I lived and worked and traveled throughout Afghanistan, directing construction on US American government projects as well as projects for the Afghanistan and British governments. And served as a technical advisor to the USAF Prime Beef units, the CIA and other government agencies. 

I was brought to Houston to build the First Houston Light Rail System being assigned as the office engineer for Line Section 5, which is the Downtown Houston 1.5-mile alignment. 

I was sent to Lake Charles Louisiana to build the New Passenger Airport Terminal building, replacing the previous building which was destroyed by a Hurricane. This project received appreciation from the FAA Director for having been built on-time and on-budget. 

For almost 3 years, I led a very aggressive Texas expansion for the Houston Restaurant Company, Lupe Tortilla. Actively involved in the design and construction of over 30% of the company owned stores. 

With this vast experience, I train and build effective professional teams to complete your roof to the most excellent quality using quality materials and strict quality control methods.

I am NOT your Typical Average Local Roofing Contractor. 

What I am about to tell you…

Is Important and it’s very reasonable to assume you WILL NOT HEAR THIS from other Roofers..

First I have to explain what’s happening in the insurance industry as it Relates to ROOFS !

Roof Claims are the MOST Expensive CLAIM that Property Insurance Companies experience. 

SO… What are they doing about trying to LOWER their EXPOSURE to ROOF CLAIMS? 

They are (1) Raising Homeowner Deductibles to 1% or 2% or 5% of the Home’s Value. It is not uncommon to see Homeowners with Deductibles of $6,000 to 10,000 even more. I have seen some Wind Deductibles as high as $30,000 and $51,000. 

This is a defined EFFORT, by the Insurance Companies to Discourage Homeowners from attempting to file a claim for ROOF DAMAGE. 

What you need to understand, is that the Insurance Industry is a HUGE Multi-Billion Dollar Industry with thousands of Lobbyists. These Lobbyists are given the instructions from the clients (Insurance Companies) on what LAWS and Legislation they want passed.

The average homeowner typically does not have the same ability to meet with their government representatives at the State or National level. 

Did You LOOSE Shingles in the Recent Hurricane ?

We offer Shingle-Lock. A Preventative Maintenace Process that LOCKS Down Lose Shingles.

Shingle-Lock

The Process

First – We apply wind force of up to 120 MPH to your shingle roof

Next – We MARK any shingles that LIFT UP with SPRAY CHALK ( which washes off)

Then – We SEAL any shingles that are Loose and lifted up with the WIND TEST.

Don’t Loose Shingles AGAIN !

Call Us Today and ASK about SHINGLE – LOCK  979-432-6243

The LETTER…

100’s of Thousands…

of Homeowners throughout America, have received the NOTICE OF NON-RENEWAL Letter or the NOTICE OF REFUSAL TO WRITE – New Insurance Letter from their Insurance Companies. 

 

Is YOUR Shingle ROOF 10 Years old or OLDER?

If so, GET READY… to

Have to Replace YOUR ROOF

on YOUR OWN Dime !

Companies are increasingly unwilling to write new policies with asphalt shingle roofs over 10 or 12 years old, according to a comparison compiled in January by one of the insurers, which asked not to be named as the source of the data. The list, which the insurer said was based on a review of information submitted to state insurance regulators, identified four companies unwilling to insure shingle roofs more than 10 years old, two companies that set the cut-off age at 12 and three others that drew the line at 15 years.

Shingles Made in the PAST 15 Years

Are NOT LASTING as LONG and are

FALLING APART – FASTER !

Asphalt Shingle Manufacturers are now making Shingles MUCH LIGHTER in WEIGHT than they used to . 

This is due to the increase in Gas / Petroleum Prices from which asphalt is made.

How Can Shingles be Made Thinner and Lighter in Weight,

But the Warranties have INCREASED in number of Years ?

This is the GREAT 

ROOFING RIP OFF

Read the book – written by Tom Carter the well-known – National Syndicated Columnist 

“ASK THE BUILDER” newspaper column. 

READ HIS BOOK

READ “HOW and WHY” Shingle Roofs are 

FALLING APART 

Way Too Early

BUY the Book on Amazon Here

CLICK BELOW

Buy the Book on Amazon

Don’t WORRY

We have Class 4- Impact Resistant

RUBBER Shingles

(made from Recycled TIRES)

Which Last LONGER than Traditional

Asphalt Fiberglass Shingles.

Made by Malarkey Building Products 

Owned by the Parent Company of Firestone Building Products = HOLCIM

 

We have YOUR

13 Year

Hail Hit History Report

FOR YOUR HOME’s Address

FREE

Call us at 979-432-6243

Showing Every Time Hail Hit Your Roof

for the PAST 11 YEARS !!!

Did the Storm Hit Your ROOF with HAIL ?

We Can Tell Your if

YOUR ROOF HAS ANY DAMAGE 

Like a X-Ray or CAT-scan of Your Roof

Our Leading Technology CAN SEE DAMAGE that is often Not Visible to the Naked eye.

 

Hail Damaged Roofs

What if I told you that I can pull up rather quickly Your Home’s Address and Tell you the Dates, Time, Size of Hail, How Long the Hail Lasted, and the Size of the Hail that “HIT YOUR ROOF and HOUSE” for the past 11 Years?

Do you want to know the Exact Date – Time

and Size of Hail

That HIT YOUR ROOF? –

OVER THE PAST 13 YEARS?

Do you know that ALMOST EVERY ROOF that is 5-year-old or older… Has Damage. 

Damage from Storms (Hail and Wind), Damage from natural “Wear and Tear”, Damage from Birds and Animals, Damage from the Sun, Damage from Lost of Shingle Granules, and Man-Made Damage and MORE. 

YOUR ROOF HAS DAMAGE !

You see, I know that I can be almost 99.9% certain that

if your Roof is 5+year old (or Older)

YOUR ROOF has Damage !

I have a Drone that flies on Autopilot over your roof (in a path like a “LAWN MOWER” and takes between 50 and 100 photos of your roof. These photos are uploaded to ARTIFICIAL INTELLIGENCE Platform (computer) in UTAH, which detects and identifies over 7 types of Roof Damage.

Invented – Developed by Jim Loveland of Loveland Innovations. Jim and his family started Xactimate and Xactware Software. The Insurance Claims software used by 22 of the TOP 25 Insurance Companies in North America and Canada. After his father’s death the company was sold to Verisk. Jim became a Sr President of Verisk. He was instrumental in leading the management team in one of the largest IPO offering. After 10 years at Verisk he invented and founded Loveland Innovations. 

Jim Loveland knows Insurance and Insurance Claims and saw the need for a Roof Damage Inspections to be performed by Drone and Artificial Intelligence in a Unbais Condition Report. 

 

WHY AM I TELLING YOU THIS? 

And WHAT is happening RIGHT NOW, in the Insurance Industry regarding

ROOF INSURANCE COVERAGE (known as Wind and Hail Perils). 

If YOU are a PROPERTY OWNER and PAYING Insurance Premiums 

THIS IS SOMETHING … YOU NEED TO READ and UNDERSTAND !

The Truth about YOUR ROOF..

and The Truth about YOUR MONEY

Daily I speak to many homeowners about their Roofing Needs AND Daily I also speak to many insurance agents. YES – Insurance agents at various insurance offices throughout RURAL TEXAS COMMUNITIES, just like the agents in your own CITY or COUNTY. 

I have been READING and STUDYING, the effects of the Insurance Industry, and how the Large Major Insurance Industry Companies, are changing how they “INSURE ROOFS”. 

With Billions of Dollars at RISK, throughout AMERICA, (in old and aging ROOFS), there is a concentrated “EFFORT” to minimize Insurance Companies RISK (at what I consider – could be) At HOMEOWNERS and YOUR EXPENSE. 

First let me EXPLAIN about the PLAYERS in this Insurance Industry. Most everyone knows the Main Players, The Large Insurance Companies, who tell us … 

“We are in GOOD HANDS” …etc.

What I am about to tell you, will have you wondering… IF this in-fact is really TRUE. 

BUT…Don’t Take My WORD for THIS…

READ THIS ARTICLE that Says

“A Report by VERISK found that

inaccurate ROOF AGE DATA costs insurers 

UP TO $1.3 Billion 

in Premiums ANNUALLY”

Click Below on “READ THIS ARTICLE”

 

READ THIS ARTICLE

 

Don’t Take My Word for This…

CLICK on This “Insurance Industry OWN WORDS … BELOW

and Read What Insurance Industry SAYS !

Insurance Industry OWN WORDS HERE !!!

Most Homeowners and Property Owners are receiving NOTICE from their Insurance Companies that one of the following is happening based on the individual insurance companies “underwriting guidelines.”

I am hearing this DAILY from Homeowners and Insurance Agents – alike. 

  1. Some Insurance companies will NOT WRITE or RENEW ROOF INSURANCE (Wind and Hail Perils) if the ROOF is 10 Years Old or Older. 
  2. OTHER Insurance companies I am told, will NOT WRITE OR RENEW ROOF INSURANCE (Wind and Hail Perils) if the ROOF is 12 Years Old or Older. 
  3. AND OTHER Insurance companies I am told will NOT WRITE or RENEW ROOF INSURANCE (Wind and Hail Perils) if the ROOF is 15 Years or Older. 

HOW OLD IS YOUR ROOF ?

In addition, some companies are offering to EXCLUDE YOUR ROOF (Wind and Hail Perils) from your policy, or YOU NEED TO GET A NEW ROOF. 

REGARDLESS … IF the ROOF IS NOT LEAKING… and “LOOKS GOOD TO YOU” 

 

The TRUTH about Your ROOF !

Most Homeowners and Property Owners have never HEARD of a COMPANY, Known as 

VERISK

Verisk is a very large. 

Their Corporate Responsibly Page says 

“Our vision is to be the world’s most effective and responsible data analytics company in pursuit of our customers’ most strategic opportunities”.

Guess Who…? Their “CUSTOMERS” are?

Right, their customers are major insurance companies in search of DATA and ANAYLTICS that will help Insurance Companies manage their RISK, prepare for catastrophic disasters Daily Severe Weather and MORE. 

Verisk sells many programs and products to insurance industry companies. 

Some You Tube Videos and Publications can be found online. One of the publications is entitled. 

“Understanding evolving HAIL RISK” 

(subtitled) “Hails widening geographic footprint put more properties at risk in 2021”. 

YES, Severe Weather is getting WORSE. MORE STORMS, MORE DAMAGE and MORE HUGE PAYOUTS in CLAIMS. 

Page 2 sates in OVERVIEW

“Originally there was “hail alley” a wedge of states in the Midwest deemed at higher risk for damaging hailstorms. For the past several years, we’ve watched as this alley has grown wider, bringing more hailstorms to Eastern states and more populous areas. 

In 2021, “TEXAS Tops Again, after a year of Historic storms, Texas once again topped the list of states with the most properties affected by hail by a wide margin”. 

“More than 6.8 million properties in the US were affected by one or more damaging hailstorms in 2021, up from 6.2 million in 2020, according to Verisk estimates”. 

 

SO… Would you BELIEVE ? 

VERISK has the ability to 

  1. TRACK YOUR HOME through the data and analysis of data. 
  2. Advise your insurance company of the condition of your roof (and home). 
  3. The Dates and Times your home had a major HAIL Event, or Windstorm Event. 
  4. Track the AGE and CONDITION of YOUR ROOF. 

IT is very POSSIBLE that Your Insurance Company actually.

KNOWS MORE ABOUT YOUR ROOF,

THAN YOU DO.

 

Did you know that some research suggests that with current changes in the Surface Temperatures of the Earth, that HAIL resisting melting in the atmosphere may be larger in size and more damaging when it falls and impacts the roof. 

 

The Verisk report goes on to say that ROOFS in general are costly and subject to RENTLENTLESS WEAR AND TEAR from severe weather events. Even through the roof may be able to sustain an amount of damage during the storm, the ROOFS condition may continue to deteriorate over time. 

Hail can cause severe damage to a ROOF. While the damage might go un-noticed for many months or even years, the damage eventually may be found. Additionally, the deterioration may make the roof more susceptible to leaks or damage from subsequent events. 

WHY are Asphalt Shingles only lasting 10 Years or 12 Years of 15 Years ?

When years ago they were much more heavy – made better and lasted Longer ?

Why are Insurance Companies sending letters telling homeowners they will not renew or write new insurance policies unless the Homeowner Pays for a NEW ROOF?

We can help you to understand your ROOF’s CONDITION

We Fly the Drone with Artificial Intelligence

to assess the condition of Your Roof. 

The Industry Leading Technology in 

ROOF DAMAGE DETECTION

Drone with Artificial Intelligence Platform

GO TO OUR WEBSITE 

CLICK HERE TO GO TO OUR WEBSITE

www.AerialRoofInspection.com

979-4-Damage

979-432-6243

Knowledge is Power

We Level the Playing Field

Call us @ 979-432-6243 

Let us show you how Preventative Maintenace

can ADD Years to your Shingle Roof.